Top 5 things to know about the health care law if you have Medicare:
Taking control of your coverage and cost options with your Medicare and prescription drug coverage can be a daunting task trying to understand all the different types of coverage, rules regarding enrollment times and the specific needs one requires. Our consultative expertise will guide you through the Medicare maize for the best medical and financial solution that best suits your needs now and in the future. Let us help you navigate the future...
You can save money on brand name drugs.
If you’re in the donut hole, you'll also get a 55% discount when buying Part D-covered brand-name prescription drugs. The discount is applied automatically at the counter of your pharmacy—you don’t have to do anything to get it. The donut hole will be closed completely by 2020.
Your Medicare coverage is protected.
Medicare isn’t part of the Health Insurance Marketplace established by the health care law, so you don't have
to replace your Medicare coverage with Marketplace coverage. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan, you’ll still have the same benefits and security you have now.
You don’t need to do anything with the Marketplace during Open Enrollment.
You get more preventive services, for less. Medicare now covers certain
preventive services, like mammograms or colonoscopies, without charging you for the Part B coinsurance or deductible. You also can get a free yearly "Wellness" visit.
With new initiatives to support
care coordination, your doctor may get additional resources to make sure that your treatments are consistent.
The health care law ensures the protection of Medicare for years to come. The life of the Medicare Trust fund will be extended to at least 2029—a 12-year extension due to reductions in waste, fraud and abuse, and Medicare costs, which will provide you with future savings on your premiums and coinsurance.